my goals update november 2018

My goals update for November 2018

The days are disappearing and so it's as important as ever for me to keep my monthly targets top of mind. Sharing a goals update with you last month really helped me to keep on track with them so I've decided to make it a regular, mid-month post. Here is my goals update for November 2018.   Boost my side income: This is going really well! So far this month I have sold two things on Ebay and made over £40 on Prolific Academic doing surveys. I'm now almost halfway to my target of making Read more [...]
Shopping for Christmas with Just Six Weeks to Go

Shopping for Christmas with Just Six Weeks to Go

For some of you, six weeks until Christmas will mean you still have loads of time to prepare. The festive season hasn't even started yet and you won't think about it for a while. For others Christmas started back in the summer and six weeks will feel like no time at all. Anyone on a strict budget may have a different way of looking at things. Six weeks until Christmas will mean just one more pay cheque, two if you're lucky, until the big day. If you have read either of my previous posts about Read more [...]
your debt diary - the personal finance coach

Your Debt Diary – The Personal Finance Coach

When I first began following the Debt Free Community on Instagram I was drawn in by the stories everyone would share about their debt free journeys. I find it fascinating to read about the progress others are making and also reassuring to know that I am not the only one in my position. Your Debt Diary is a guest blog series by money bloggers and members of the debt free community for My Debt Diary. Each week someone new will share their debt story. This week Ray from www.thepersonalfinancecoach.org Read more [...]
what are cash envelopes?

What are Cash Envelopes?

You have heard me speak about budgeting many times before on My Debt Diary. Today I want to talk about one specific method. Whilst many people choose to set up and manage their budget digitally, myself included, cash envelopes are also a popular choice. But what are cash envelopes? What are cash envelopes? Put very simply they are envelopes with cash in. They are a physical form of a budget with each envelope holding a designated category. Most importantly they each hold a set amount of money. Read more [...]