Decorate for Christmas without breaking the bank

Decorate for Christmas without Breaking the Bank

As someone who absolutely adores Christmas and everything that comes with it I completely understand the urge to go over board with decorations come December. As a result this can of course mean spending a lot of money, but it doesn't have to. From affordable trees to simple touches that give your home a festive feel, here are ways to decorate for Christmas without breaking the bank. Find an affordable tree The centre of most homes at Christmas is the Christmas tree. There are two options when Read more [...]
my goals for december 2018

My Goals for December 2018

December is here, the final month of the year and my favourite thanks to Christmas, far too much chocolate and lots of time spent with friends and family. It scares me to realise how quickly time is passing and so I continue to set myself targets, both financial and personal, to help me maintain focus as the days flash by. Here are my goals for December 2018. You can read my goals for November 2018 here. My goals for December 2018:   Earn another £100 of side income. Last month I set Read more [...]
Shopping for Christmas with Just Six Weeks to Go

Shopping for Christmas with Just Six Weeks to Go

For some of you, six weeks until Christmas will mean you still have loads of time to prepare. The festive season hasn't even started yet and you won't think about it for a while. For others Christmas started back in the summer and six weeks will feel like no time at all. Anyone on a strict budget may have a different way of looking at things. Six weeks until Christmas will mean just one more pay cheque, two if you're lucky, until the big day. If you have read either of my previous posts about Read more [...]
how to spread the cost of christmas

How to Spread the Cost of Christmas

Last week I wrote this post on how to plan for a debt free Christmas. I discussed the importance of working out a budget for Christmas in advanced. This allows you to set aside money each month to ensure you spend the festive season debt free. I wanted to follow that post with some tips on how to get organised and spread the cost of Christmas. In particular, spreading the cost of food and gifts. Spread the cost of gifts Gifts are always the largest expense for me, as I imagine they are for most Read more [...]