my goals for february 2019

My Money Goals for February 2019

After losing track of my goals in December and forgetting to set any altogether in January I am so happy to be back and bringing some focus and intention to the coming month. With tax payments and the expense of Christmas long gone it is time to focus on my second credit card and clear it as soon as possible. Here are my goals for February 2019. You can read my goals for December 2018 here. My goals for February 2019: Increase income by £500 per month. Over the winter months my work load always Read more [...]
five frugal things January 2019

Cheap Wedding Rings | Five Frugal Things for January 2019

In an effort to pay off my debt as quickly as possible, I'm looking beyond simply making extra money. I have been assessing all of my spending habits, adopting a more frugal lifestyle wherever I can. Each month I will be sharing Five Frugal Things that I have done to help improve my finances and ensure I can reach my goal of becoming debt free as soon as possible. One Free flowers. A week or so ago a blogger that I follow posted an Instagram story about some beautiful flowers she had received Read more [...]
The UK Version of the Baby Steps

The UK Version of the Baby Steps

Dave Ramsey's The Total Money Makeover is a book I have spoken about many times before. His debt payment process of using the Baby Steps is an absolute favourite amongst the debt free community and it has helped many people across the world to become financially free. It is however aimed at financial practices and products in America. The tips can therefore be a little hard to navigate if, like me, you are based in the UK. Here is my guide to the UK version of the Baby Steps. Please remember to Read more [...]
debt payment progress report 13 - 250119

Debt Payment Progress Report 13 – 25/01/19

Every two weeks I share my debt payment progress report with you. I post my new debt total and some of my money making efforts. It can be so easy to get caught up in the day to day payments, especially when my total is going down slowly. These reports help me to record my journey and stay motivated as I look back over the progress I've made so far! My new total! As of January 25th 2019 my new debt total is £14,272.74 (My starting debt total was £16,814.29) That means that since I last updated Read more [...]