how to handle a slow work month

How to Handle a Slow Work Month

As someone who is self-employed I have a very unpredictable and varied income and I can often have months where my abilities to pay off my debt are challenged. Sometimes my income drops a little and I have to slow down my over-payments a tiny bit, other times my income drops drastically and more extreme changes to my debt payments are needed. Here are a few tips on how to handle a slow work month based on my own experience. Focus on minimum payments Whilst I would normally throw every spare penny Read more [...]
how I make an income working from my sofa

How I make an income working from my sofa

I love reading about what others do for work, especially when they are self-employed. In fact, "how to make money working from home" was all I googled when I first made the decision to leave my full time job. That is why I am so excited to be able to write a post telling you how I make an income working from my sofa. Now I would like to preface this by saying that I am not about to tell you how I became a millionaire in six much as I'd love to. This isn't a "how to get rich quick" type Read more [...]
5 tips for a debt free christmas

5 Tips for a Debt Free Christmas

Every single year Christmas happens on the 25th of December. You're giving me a funny look aren't you...yes Emma I know when Christmas is. Well the crazy thing is that so many of us reach the first of the month and begin to panic about how we will manage to afford it all. With the extended gap between December and January pay days that many of us face the pressure is on! So many people across the UK, and the rest of the world, go into a large amount of debt each year to cover a holiday that should Read more [...]
Can survey sites and ebay really pay off my debt_

Can survey sites and Ebay sales really pay off my debt?

If, like me, you have a pile of debt that you are looking to get rid of you have no doubt started the hunt for new ways to make money that will allow you to pay off your debt as soon as possible. You want it gone and you need ideas. So many money making blogs will provide you with an abundance of tips and tricks, from ensuring that you cancel all of your unwanted subscriptions to taking on six more jobs to earn those extra pennies. OK six might be an exaggeration, but you get the idea. Two suggestions Read more [...]