how to handle a slow work month

How to Handle a Slow Work Month

As someone who is self-employed I have a very unpredictable and varied income and I can often have months where my abilities to pay off my debt are challenged. Sometimes my income drops a little and I have to slow down my over-payments a tiny bit, other times my income drops drastically and more extreme changes to my debt payments are needed. Here are a few tips on how to handle a slow work month based on my own experience. Focus on minimum payments Whilst I would normally throw every spare penny Read more [...]

Debt Payment Progress Report 12 – 11/01/19

All of a sudden we have arrived in a brand new year. It has been almost an entire month since I last did a debt payment progress report. After I got caught up in the festive season I decided to just ride the wave instead of fighting against it. I took a break from writing, but not from my debt journey. Let me catch you up on where I am now! My new total! As of January 11th 2019 my new debt total is £14,435.87 (My starting debt total was £16,814.29) That means that since I last updated you Read more [...]
your debt diary - jodie - one small home

Your Debt Diary – Jodie – One Small Home

When I first began following the Debt Free Community on Instagram I was drawn in by the stories everyone would share about their debt free journeys. I find it fascinating to read about the progress others are making and also reassuring to know that I am not the only one in my position. Your Debt Diary is a guest blog series by money bloggers and members of the debt free community for My Debt Diary. Each week someone new will share their debt story. This week Jodie from One Small Home shares her Read more [...]
my goals for december 2018

My Goals for December 2018

December is here, the final month of the year and my favourite thanks to Christmas, far too much chocolate and lots of time spent with friends and family. It scares me to realise how quickly time is passing and so I continue to set myself targets, both financial and personal, to help me maintain focus as the days flash by. Here are my goals for December 2018. You can read my goals for November 2018 here. My goals for December 2018:   Earn another £100 of side income. Last month I set Read more [...]