how I paid off my first credit card

How I paid off my first credit card

A couple of weeks ago I finished paying off my first credit card! It had been a goal of mine for over two months and I cannot describe to you how good it felt to phone my bank and close that account. As soon as I hung up the phone I did a happy dance around the kitchen. I'm not joking. Be thankful you didn't witness those moves. For many people starting out on their debt free journey, getting rid of that first debt total might seem like an impossible mission. To help motivate and guide you, here Read more [...]
Did I achieve my goals september 2018

Did I achieve my goals in September 2018

We have reach the end of another month and it is time for me to look back at the goals I set and reflect on how I have done. I'm beginning to sound like a broken record, but once again the month has disappeared! Thankfully I can report that it has been a productive one. So did I achieve my goals in September 2018? My goals for September 2018 were as follows: Pay off my Halifax credit card Try out "no spend days" Have a clear out Grow my Etsy business Pay off my Halifax credit Read more [...]

Debt Payment Progress Report 6 – 21/09/18

Every two weeks I will be sharing my debt payment progress report with you. I'll share my new debt total and some of the things I have done to make this happen. It will help me record my journey and it will also help me to stay motivated! My new total! As of September 21st 2018 my new debt total is £15,700.20 (My starting debt total was £16,814.29) That means that in the last three weeks (I missed last weeks post and pushed it up seven days) I have paid off £122.25. It also means that the Read more [...]
small goals are helping me to pay off my debt

Small goals are helping me to pay off my debt

No matter where you look nowadays goals are everywhere. Body goals, money goals, life goals. Everyone is ambitious and wants you to know what they plan to achieve in life. Now I'm not knocking that, I appreciate a big burst of motivation on a Monday morning. The truth is however, that when it comes to my debt free journey I find that small goals are helping me to pay off my debt. Big goals are great, but not for everything When I first faced my debt all I could see was the total. That one big number. Read more [...]