My Debt Diary

Your Debt Diary – The Navigatio

October 3, 2018

When I first began following the Debt Free Community on Instagram I was drawn in by the stories everyone would share about their debt free journeys. I find it fascinating to read about the progress others are making and also reassuring to know that I am not the only one in my position.

Your Debt Diary is a guest blog series by money bloggers and members of the debt free community for My Debt Diary. Each week someone new will share their debt story. This week Nele from The Navigatio talks about starting out on her debt journey after graduating from university recently.

 

What stage are you at in your debt free journey right now?

I’ve only just graduated university, which puts me right at the beginning of paying off my student loans. It’s scary but hopefully I can find a good way to pay it off as quickly as possible.

What is your debt total?

During my time at university, I had to take on a part time (20-30 hours) job in order to pay for rent/food because I wasn’t entitled to a maintenance loan (due to me being an immigrant). I’ve always found it a little bit annoying, cause working so many hours on top of doing a degree in your second language kinda sucks! But in hindsight I’m very glad I didn’t add maintenance loan on top of my tuition loan. Three years of university added up to 27,000 pounds – which isn’t too bad when I look at friends who have to pay back 50-60K because of their maintenance loans.

What is your “why”?

I hate the idea of owning the government money, especially because I’m an immigrant and the way people look at immigrants. Plus, I’d love to be financially comfortable/stable as soon as I possibly can! Which means, not having any debt!

Are you following a specific plan or method?

Currently I don’t have a game plan set up yet, I’m just trying to save as much money as possible. As soon as I’m back in the UK (after my big travel that I planned for graduating university) I’m going to start looking for a full-time job that hopefully allows me to start paying back my student loans slowly but steadily.

What are you doing to speed up the progress of your debt free journey?

I have been doing a lot of research on the stock market, especially on how to gain passive income over certain stocks in the form of dividend. I’ve invested a bit of my savings into that and now I simply have to wait.

Another way I’m trying to make money in order to pay back my student loans is my blog! I run a lifestyle/travel blog over at www.thenavigatio.com and all the money I make from adds, sponsorship and donations goes straight to a separate PayPal account that is purposefully made to pay off my student loans!

 

I’d like to thank Nele for today’s post. Please make sure to visit her blog at The Navigatio. You can also find her on Instagram at @thenavigatio and twitter at @TheNavigatio.

You can read last week’s post here. If you would like to share your story with Your Debt Diary please leave a comment below with your email address or Instagram and I will get in touch. You can find me on Instagram here. 

your debt diary - the navigatio - pinterest

Leave a Comment · Debt Free Journey, Money, Your Debt Diary

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Recent Posts

  • Competition: Win a Hamper
  • Be Inspired & Stay Creative
  • Festive giveaway
  • Essential Steps To Selling Your Home
  • 3 Ways To Use Your Home As Financial Leverage To Pay Off Debt

Recent Comments

  • mydebtdiary on Debt Payment Progress Report 14 – 08/02/19
  • mydebtdiary on Cheap Wedding Rings | Five Frugal Things for January 2019
  • mydebtdiary on Debt Payment Progress Report 15 – 22/02/19
  • Becca on Debt Payment Progress Report 15 – 22/02/19
  • Mia on Debt Payment Progress Report 14 – 08/02/19

Archives

  • August 2020
  • July 2020
  • December 2019
  • July 2019
  • June 2019
  • May 2019
  • April 2019
  • March 2019
  • February 2019
  • January 2019
  • December 2018
  • November 2018
  • October 2018
  • September 2018
  • August 2018
  • July 2018
  • June 2018

Categories

  • Budget
  • Christmas
  • debt
  • Debt Free Community
  • Debt Free Journey
  • Debt Payment Progress
  • Emergency Fund
  • Finance Book of the Month
  • Financial Freedom
  • Five Frugal Things
  • General
  • Goal Setting
  • Healthy Finances
  • Mental Health
  • Money
  • Money Making
  • Money Saving
  • My Debt Story
  • Personal Finance
  • Random Facts About Me
  • Self Employed
  • Uncategorized
  • Work
  • working from home
  • Your Debt Diary

Meta

  • Log in
  • Entries feed
  • Comments feed
  • WordPress.org

Copyright © 2021 · Simply Pro by Bloom Blog Shop.